Welcome to Twin Premium Capital

Your trusted partner in securing the insurance coverage you need while maintaining financial flexibility.

About Us

At Twin Premium Capital, we empower businesses and individuals to gain financial flexibility by spreading insurance costs over time…

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User-friendly quoting and contract preparation

Streamlined quoting and contracting for accurate quotes and hassle-free contracts, whether you’re a novice or an expert in premiums.

Preapproved loans up to $100,000

Get preapproved loans up to $100,000 for insurance premiums, ensuring comprehensive coverage without upfront worries. Our quick and hassle-free process lets you access the funds you need efficiently.

Funding by check, laser draft, or direct deposit

Choose from various convenient payment options, including checks, laser drafts, or direct deposits, to fund your premiums. Our flexible payment choices aim to make premium financing easy and efficient for you, ensuring the best financing experience possible.

Monthly billing of commercial accounts

Twin simplifies monthly billing for commercial accounts, ensuring predictable cash flow aligned with your budget. Trust us to streamline the process, letting you focus on growing your business.

Fee programs in fee-eligible states

In eligible states, Twin provides specialized fee programs, streamlining premium payments while ensuring compliance with unique regulatory landscapes.

24/7 account access

Our account access is available 24/7, so you can make your premium payments whenever it is convenient for you. 

Easier Banking

Smart, Simple Financing

Keep all your insurance premiums in one organized dashboard. Easily view and manage policies from different providers, making it simple to stay on top of your financial commitments.

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Seamless Finances

Easy to Use TwinApp Tools

Flexible Payment Plans

Customize your premium payment plans to suit individual needs. Whether it’s monthly, quarterly, or semi-annual payments, provide flexibility to your customers

Low-Interest Rates

Offer competitive and affordable interest rates for financing insurance premiums. Help your customers manage their cash flow without breaking the bank.

Transparent Terms and Conditions

Clearly communicate terms and conditions associated with premium financing. Ensure transparency in interest rates, fees, and any other relevant details to build trust with your customers.

Easy Finance

Easy approval completely online

Online Account Management

Enable customers to manage their premium financing accounts online. Access to an online portal allows easy monitoring of payment schedules, outstanding balances, and other account details.

Claims Assistance

Streamline the claims process with our integrated support. File and track claims directly through the app, reducing paperwork and minimizing the time it takes to resolve issues.

Use Twin App for more convinience

Smart Notifications

Receive timely reminders for premium due dates, policy renewals, and important updates. Never miss a payment again, ensuring your coverage remains intact without any interruptions.

Budget-Friendly Insights

Gain valuable insights into your insurance spending patterns. Our app analyzes your premium history and suggests personalized budgeting tips to help you make informed financial decisions.

Secure Document Storage

Safely store and access your insurance documents in one secure place. Whether it’s policy documents, receipts, or important correspondence, PremiumGuard keeps everything organized and easily accessible.

Premium Comparison Tool

Explore competitive rates and coverage options with our built-in premium comparison tool. Make informed decisions about your insurance policies by easily comparing offerings from different providers.

Our numbers represent us

Satisfied clients

Satisfied agencies

Premiums paid

Partnerships with insurance carriers

FAQ

Find your answer in frequent questions below
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Question 1?

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Queston 2?
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Question 3?
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Question 4
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Testimonials

We’ve been working with Twin Premium Capital for several years now, and their Premium Financed Commercial Insurance has been a game-changer for our business. The premium financing option made it so much easier to manage our cash flow without compromising our coverage.”  

Wade Warren

Small Business Owner

Working with Twin Premium Capital has been a game-changer for our insurance agency. Their premium financing solutions have not only simplified our clients’ payment options but have also accelerated our sales cycle. The flexibility they offer, combined with their outstanding customer service, has made our partnership a win-win for our agency and our valued policyholders

Darrell Steward

Delivery Business Owner

Contact us today for your ideal premium payment plan.